Here are some of the lines that should instantly raise a red flag:
- This scholarship is guaranteed- or your money back!
- We just need to get your credit card / bank account information to secure your scholarship.
- You are a finalist in our scholarship contest. (Even though you never entered a contest.)
- This information is exclusive- you can't get it anywhere else.
- Pay this one time fee and the scholarship is yours.
If you would like to file a complaint or if you need additional information, call the Federal Trade Commission (FTC) at 1-877- FTC-HELP (1-877-382-4357), or visit them on the web at www.ftc.gov.